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Electrical and Water Line Coverages

HomeServe Products & Services

HomeServe offers home repair plans that can help protect you from the costs of repairs and keep your life moving. Plans are available for residential electrical and water lines, plus hot water heaters.

24/7 repair hotline: (855) 336-2465

Exterior Electrical Line Plus


With exterior electrical coverage, you don't have to worry about finding a reputable contractor. You have access to HomeServe's trusted network of repair professionals. Plus, all covered repairs are guaranteed for one year.

Sample covered parts:

  • Meter base
  • Insulator
  • Riser
  • Permanent wiring overhead
  • Permanent underground wiring 
  • Functional frayed wiring 

Administered by HomeServe®

Exterior Electrical Line Plus – Terms and Conditions

$2.99/month + tax

Includes a rebate of 57% off per month for the first year plus tax, added to your FPL bill.

Enroll

Exterior Electrical Line Plus

 

Eligibility:

To be eligible, you must own the residential single structure. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system(s) at enrollment; your system(s) was not installed per code; or your entire system(s) is shared with a 3rd party or covered by an association. Exterior Electric: If your exterior wiring is underground, you have to own the land your structure is on. If your exterior wiring is overhead, you do not have to own the land your structure is on.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following system(s) for which you have sole responsibility, that have experienced an operational failure or are hazardous and are damaged due to normal wear and tear, not accident or negligence. Exterior Electric: Broken or frayed (in the case of wiring) permanent electrical wiring, including the ground wire and service entrance conductor between your utility’s responsibility and the exterior wall of your home; meter base (if provided by your utility, we will install it); exterior breaker panel/fuse box, weatherhead, insulator, conduit and riser; and wiring to detached garages, secondary buildings/pools, and outdoor outlets/lighting/fixtures/fittings connected to your system. Repair of broken or hazardous outdoor outlets and lighting fittings/fixtures on your property that are connected to your system are also covered. The following, up to the benefit limits, are also included: repair/replace broken fittings/fixtures; utility disconnection or reconnection fees; costs associated with local code compliance; perishable items losses; and replacement of shingles, tiles or exterior siding. Telephone/Low-Voltage: Broken or failed low-voltage telephone wiring from the network interface(s), up to and including the jacks; thermostat and doorbell wiring from the switch connection to the opener motor or chime bell connection. Exterior Low-Voltage: The broken or failed low-voltage wiring outside your home but on your property that is used for lighting, electronic gates, and any landscaping wiring that runs up to the point of connection with low-voltage fixtures.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Interior Electrical 


A low-cost repair plan from HomeServe can help you worry less about the costs and hassles from interior electrical line-related breakdowns.

Sample covered parts:

  • Breaker panel
  • Fuse box
  • Switches
  • Outlets
  • Disconnect boxes 
  • Wiring 
  • Breakers 

Administered by HomeServe®

Interior Electrical – Terms and Conditions

$3.24/month + tax

Includes a rebate of 55% off per month for the first year plus tax, added to your FPL bill.

Enroll

Interior Electrical 

 

Eligibility:

To be eligible, you must own the residential single structure or a unit within a structure. If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system at enrollment; your system was not installed per code; or your entire system is shared with a 3rd party or covered by an association.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following for which you have sole responsibility, that has experienced an operational failure or is hazardous and is damaged due to normal wear and tear, not accident or negligence: the broken or frayed (in the case of wiring) permanent electrical wiring from the service entrance wiring at the weatherhead or tap underground up to the switches and outlets in your home. The breaker panel/fuse box (inside or outside), switches and outlets in your home, and disconnect boxes and all wiring, breakers and switches contained within them are also covered. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Water Heater Repair & Replacement


An unexpected water heater breakdown can really disrupt your daily routine. With a water heater plan from HomeServe you can get peace of mind against water heater issues for one low monthly price. 

Sample covered pipe materials:

  • Pilot light
  • Burner supply tube and assembly 
  • Temperature control
  • Drain and gas valves 
  • Main burner 
  • Water Heater replacement if necessary 

Administered by HomeServe®

Water Heater Repair & Replacement – Terms and Conditions

$6.50/month + tax

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Water Heater Repair & Replacement

 

Eligibility:

To be eligible, you must own the residential single structure or a unit within a structure. If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system at enrollment; your system was not installed per code or per manufacturer specifications; your entire system is shared with a 3rd party or covered by an association; or your system is commercial grade, larger than 100 gallons, installed on a roof, tankless, solar, geothermal, oil, electric hybrid (also known as a heat pump water heater), smart system, equipped with Wi-Fi or Bluetooth functionality, hanging tank-based, or combination home heating/domestic hot water unit.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following for which you have sole responsibility, that has experienced an operational failure and is damaged due to normal wear and tear, not accident or negligence: the water heater fueled by natural gas, propane, or electricity, including tankless. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. There is a 90-day waiting period before you can make a replacement service call. Upon renewal/restart (if applicable), there is no waiting period.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Interior Plumbing & Drainage System


HomeServe can help you worry less about the costs and hassles from interior plumbing line and drainage pipe-related breakdowns.

Sample covered pipe materials:

  • Blocked drain
  • Repair/replace burst interior water pipe
  • Leaking supply pipe to hot water heater 
  • Unblocking an overflowing toilet or sink due to clogged drains 
  • Leaking wax seal 

Administered by HomeServe®

Interior Plumbing & Drainage System – Terms and Conditions

$6.99/month + tax

Includes a rebate of 53% off per month for the first year plus tax, added to your FPL bill.

Enroll

Interior Plumbing & Drainage System

 

Eligibility:

To be eligible, you must own the residential single structure or a unit within a structure. If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your lines at enrollment; your line(s) was not installed per code; or your entire line(s) is shared with a 3rd party or covered by an association.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to drain clean, repair or replace the following for which you have sole responsibility, that have experienced an operational failure and are damaged due to normal wear and tear, not accident or negligence: the plumbing and drainage lines in your home. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Enhanced Exterior Water Line


With an exterior water service line repair plan, have peace of mind against the high costs of water line repairs or replacements.

Sample covered pipe materials:

  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking 
  • FItting external valves 
  • Fusing 
  • Locating the leak 
  • Welding 
  • Pipe cutting 
  • Backfilling of areas disturbed by repairs 

Administered by HomeServe®

Enhanced Exterior Water Line – Terms and Conditions

$3.74/month + tax

Includes a rebate of 55% off per month for the first year plus tax, added to your FPL bill.

Enroll

Enhanced Exterior Water Line

 

Eligibility:

To be eligible, you must own the residential single structure and the land it’s on. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your line at enrollment; your line was not installed per code; or your entire line is shared with a 3rd party or covered by an association.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following for which you have sole responsibility, that has experienced an operational failure and is damaged due to normal wear and tear, not accident or negligence: the exterior water line from your utility’s responsibility or external wall of your well casing to the water meter or main shut-off valve inside your home. Repair or replacement of non-functioning stop boxes, shut-off valves, pressure reducing valves and backflow prevention devices is also covered. Restoration to your pavement, yard or landscaping disturbed as part of a covered repair is included, up to the benefit limit. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Enhanced Exterior Sewer/Septic Line Plus 


Get protection against surprise repair costs to your home's exterior sewer/septic line with affordable coverage from HomeServe. Plus, get protection to help restore pavement, yard and landscaping disturbed by the covered repair.

Sample covered parts:

  • Unblocking 
  • Excavation to expose pipe 
  • Fitting external valves 
  • Pipe replacement or repair 
  • Fusing 
  • Repair or replacement of seals and joints 
  • Welding 
  • Pipe cutting 
  • Backfilling of areas disturbed by repairs 
  • Locating the blockage or collapse 

Administered by HomeServe®

Enhanced Exterior Sewer/Septic Line Plus – Terms and Conditions

$4.99/month + tax

Includes a rebate of 53% off per month for the first year plus tax, added to your FPL bill.

Enroll

Enhanced Exterior Sewer/Septic Line Plus

 

Eligibility:

To be eligible, you must own the residential single structure and the land it’s on. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your line at enrollment; your line was not installed per code; your entire line is shared with a 3rd party or covered by an association; your line previously had roots removed or failed a system test without resolution.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to drain clean, repair, or replace the following for which you have sole responsibility, that has experienced an operational failure and is damaged due to normal wear and tear, not accident or negligence: the sewer line from the external wall of your home up to your utility’s responsibility or septic line from the external wall of your home up to the point of connection to the septic tank on your property, including branch drains from the point they exit the home to the point they re-enter the home. Repair or replacement of non-functioning backflow prevention devices is also included. Reimbursement, up to the benefit amount, to repair sidewalks and/or pavement located in a public easement damaged by a covered repair is also included. Restoration to your pavement, yard or landscaping disturbed as part of a covered repair is included, up to the benefit limit. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Electrical Line 


HomeServe is there for you when an electrical line breakdown happens. With a plan, you call anytime to schedule a repair. We send a qualified contractor to handle the problem and foot the bill for covered repairs up to the benefit amount.

Sample covered parts:

  • Meter base
  • Insulator
  • Riser 
  • Permanent wiring overhead 
  • Permanent underground wiring 
  • Functional frayed wiring  
  • Breaker panel  
  • Fuse box 
  • Switches 
  • Outlets 
  • Disconnect boxes 
  • Wiring 
  • Breakers 

Administered by HomeServe®

Electrical Line – Terms and Conditions

$3.99/month + tax

Includes a rebate of 54% off per month for the first year plus tax, added to your FPL bill.

Enroll

Electrical Line 

 

Eligibility:

To be eligible, you must own the residential single structure. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system(s) at enrollment; your system(s) was not installed per code; or your entire system(s) is shared with a 3rd party or covered by an association. Exterior Electric: If your exterior wiring is underground, you have to own the land your structure is on. If your exterior wiring is overhead, you do not have to own the land your structure is on.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following system(s) for which you have sole responsibility, that have experienced an operational failure or are hazardous and are damaged due to normal wear and tear, not accident or negligence. Exterior Electric: Broken or frayed (in the case of wiring) permanent electrical wiring, including the ground wire and service entrance conductor between your utility’s responsibility and the exterior wall of your home; meter base (if provided by your utility, we will install it); exterior breaker panel/fuse box, weatherhead, insulator, conduit and riser; and wiring to detached garages, secondary buildings/pools, and outdoor outlets/lighting/fixtures/fittings connected to your system. Repair of broken or hazardous outdoor outlets and lighting fittings/fixtures on your property that are connected to your system are also covered. Reimbursement, up to the benefit amount, to replace broken fittings/fixtures is also included. Interior Electric: The broken or frayed (in the case of wiring) permanent electrical wiring from the service entrance wiring at the weatherhead or tap underground up to the switches and outlets in your home. The breaker panel/fuse box (inside or outside), switches and outlets in your home, and disconnect boxes and all wiring, breakers and switches contained within them are also covered.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately. 

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Electrical Line Plus


Electrical repairs are usually best left to the professionals. With a plan from HomeServe, you get access to HomeServe's trusted network of contractors with repairs guaranteed for one year so you'll have long-lasting peace of mind.

Sample covered parts:

  • Disconnect boxes
  • Wiring
  • Breakers
  • Meter base
  • Insulator
  • Riser
  • Permanent wiring overhead
  • Permanent underground wiring
  • Functional frayed wiring
  • Breaker panel
  • Fuse box
  • Switches
  • Outlets

Administered by HomeServe®

Electrical Line Plus – Terms and Conditions

$4.49/month + tax

Includes a rebate of 53% off per month for the first year plus tax, added to your FPL bill.

Enroll

Electrical Line Plus

 

Eligibility:

To be eligible, you must own the residential single structure. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system(s) at enrollment; your system(s) was not installed per code; or your entire system(s) is shared with a 3rd party or covered by an association. Exterior Electric: If your exterior wiring is underground, you have to own the land your structure is on. If your exterior wiring is overhead, you do not have to own the land your structure is on. 

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following system(s) for which you have sole responsibility, that have experienced an operational failure or are hazardous and are damaged due to normal wear and tear, not accident or negligence. Exterior Electric: Broken or frayed (in the case of wiring) permanent electrical wiring, including the ground wire and service entrance conductor between your utility’s responsibility and the exterior wall of your home; meter base (if provided by your utility, we will install it); exterior breaker panel/fuse box, weatherhead, insulator, conduit and riser; and wiring to detached garages, secondary buildings/pools, and outdoor outlets/lighting/fixtures/fittings connected to your system. Repair of broken or hazardous outdoor outlets and lighting fittings/fixtures on your property that are connected to your system are also covered. The following, up to the benefit limits, are also included: repair/replace broken fittings/fixtures; utility disconnection or reconnection fees; costs associated with local code compliance; perishable items losses; and replacement of shingles, tiles or exterior siding. Interior Electric: The broken or frayed (in the case of wiring) permanent electrical wiring from the service entrance wiring at the weatherhead or tap underground up to the switches and outlets in your home. The breaker panel/fuse box (inside or outside), switches and outlets in your home, and disconnect boxes and all wiring, breakers and switches contained within them are also covered. Telephone/Low-Voltage: Broken or failed low-voltage telephone wiring from the network interface(s), up to and including the jacks; thermostat and doorbell wiring from the switch connection to the opener motor or chime bell connection. Exterior Low-Voltage: The broken or failed low-voltage wiring outside your home but on your property that is used for lighting, electronic gates, and any landscaping wiring that runs up to the point of connection with low-voltage fixtures.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Heat Pump/Cooling System


Help ensure your home is comfortable and worry less about unexpected heat pump/cooling system repair costs with a plan from HomeServe.

Sample covered parts:

  • Capacitors and circuit boards
  • Internal fuses or breakers
  • Condensate pumps
  • Condenser motor and fan
  • Contactor switches and delay timer
  • Fan controls, relays and filter dryer
  • High and low pressure switches
  • Limit controls
  • Relays, transformers and valves
  • Defrost controls and sensors

Administered by HomeServe®

Heat Pump/Cooling System – Terms and Conditions

$14.99/month + tax

Includes a rebate of 51% off per month for the first year plus tax, added to your FPL bill.

Enroll

Heat Pump/Cooling System

 

Eligibility:

To be eligible, you must own the residential single structure or a unit within a structure. If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system at enrollment; your system was not installed per code or per manufacturer specifications; your entire system is shared with a 3rd party or covered by an association; or your system has non-compliant components, exceeds 5 tons capacity, is installed on a roof, or is an ammonia cooling, geothermal heat pump, ductless, window, through-the-wall, or hanging unit.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following for which you have sole responsibility, that have experienced an operational failure and are damaged due to normal wear and tear, not accident or negligence: the broken or failed parts of a central forced-air system fueled by electricity, including capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, defrost controls, defrost sensors, transformers, and valves. Coverage provides for repairs or replacement of parts only. Your system will not be replaced. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Heat Pump/Cooling System Plus


Help safeguard your finances against the costs of emergency repairs with an exterior electrical system repair plan from HomeServe. This low-cost coverage can help ensure that your exterior electrical line can be fixed by a licensed and insured professional in a timely manner.

Sample covered parts:

  • Capacitors
  • Circuit boards
  • Internal fuses
  • Breakers
  • Condensate pumps
  • Condenser motor
  • Condenser fan
  • Contactor switches
  • Delay timer
  • Fan controls
  • Fan relays
  • Filter dryer
  • High and low pressure switches
  • Limit controls
  • Transformers
  • Valves

Administered by HomeServe®

Heat Pump/Cooling System Plus – Terms and Conditions

$18.99/month + tax

Includes a rebate of 51% off per month for the first year plus tax, added to your FPL bill.

Enroll

Heat Pump/Cooling System Plus

 

Eligibility:

To be eligible, you must own the residential single structure or a unit within a structure. If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system at enrollment; your system was not installed per code or per manufacturer specifications; your entire system is shared with a 3rd party or covered by an association; or your system has non-compliant components, exceeds 5 tons capacity, is installed on a roof, or is an ammonia cooling, geothermal heat pump, ductless, window, through-the-wall, or hanging unit.

Benefit Details:

Coverage provides, up to the applicable benefit limit, to repair or replace the following for which you have sole responsibility, that have experienced an operational failure and are damaged due to normal wear and tear, not accident or negligence: the broken or failed parts of a central forced-air system fueled by electricity, including capacitors, circuit boards, blower motors, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, defrost controls, defrost sensors, transformers, and valves. Coverage provides for repairs or replacement of parts only. Your system will not be replaced. In addition, we will perform one annual tune-up of your heat pump/cooling system. Technicians must have safe access to the work area.

Making a Service Call:

You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

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